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Read MoreYour local real estate blog for all things real estate related for real estate in Sedona, Verde Valley, Prescott AZ. We are focused on being your resource for the latest market information and stats, real estate how to's, community information and news, and a list of industry affiliates and vendors.
Nearly 79% of homeowners with a mortgage in the US now have significant equity in their homes (defined as over 20%), according to the latest Equity Report. The challenge is that not every homeowner knows how much their home’s value has appreciated.
Read MoreWhether you’re buying or selling your Sedona Arizona home, your relationship with your real estate agent is an important one. It can make your home purchasing/selling experience either a wonderful one or a stressful one. Like any healthy relationship, the connection with your agent will require nurturing, open communication, and sometimes a little compromise. Here are seven ways to fall in love with your agent—in a totally platonic way.
Read MoreUnlike marketing traditional homes, a Sedona AZ luxury home requires that you target a very small, specific section of the home-buying population. Here are some tips and tricks for helping you do just that:
Read MoreAre you ready for move in day? Chances are you’ve been running around getting everything in order for this big day. It’s going to be exciting, and no doubt—a lot of work. Here are some tips to make moving in go smoothly.
Read MoreThere are some homeowners that have been waiting for months to get a price they hoped for when they originally listed their house for sale. The only thing they might want to consider is... If it hasn't sold yet, maybe it's not priced properly.
After all, 15,014 houses sold yesterday, 15,014 will sell today and 15,014 will sell tomorrow.
15,014!
Read MoreThe interest rate you secure when buying a home not only greatly impacts your monthly housing costs, but also impacts your purchasing power.
Read MoreSedona and the Verde Valley area are experiencing some really hot temperatures right now! But you know what else is hot? The Market, the real estate market. What is happening in our real estate market and what is driving the market?
Read MoreThe residential housing market has been hot. Home sales have bounced back solidly and are now at their fourth highest pace over the past year. Demand has remained strong throughout spring as many real estate professionals are reporting bidding wars with many homes selling above listing price. What about your house?
Read MoreHere are four great reasons to consider buying a Sedona home today, instead of waiting.
Read MoreThe papers are signed and you’re anxiously and excitedly planning your move into your new home. Here are some ways to make your moving day in Arizona go swimmingly.
Read MoreSo, you want to buy a house in Arizona—now what? The first time buying a home is an emotional, exciting, and also exhausting experience. You may also be wondering along the way—what am I missing? This is a common question. Here’s how the buying process works from start to finish:
Read MoreYou can hardly wait to move into your new Arizona home. You’ve been picking out paint colors, planning how you’ll arrange your belongings, and checking out restaurants and shops in your new community. While all this planning is exciting, there’s one very important thing you need to wrap up first—your sold home! Here are some smart tips to make moving out go off without a hitch.
Read MoreSerenity & Rural living! This incredible home sits on 9+ acres of land! Lovingly remodeled with beautiful features & upgrades.
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A survey by Ipsos found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. There are two major misconceptions that we want to address today.
1. Down Payment
The survey revealed that consumers overestimate the down payment funds needed to qualify for a home loan. According to the report, 40% of consumers think a 20% down payment is always required. In actuality, there are many loans written with a down payment of 3% or less.
Many renters may actually be able to enter the housing market sooner than they ever imagined with new programs that have emerged allowing less cash out of pocket.
2. FICO® Scores
The survey also revealed that 62% of respondents believe they need excellent credit to buy a home, with 43% thinking a “good credit score” is over 780. In actuality, the average FICO®scores of approved conventional and FHA mortgages are much lower.
The average conventional loan closed in February had a credit score of 752, while FHA mortgages closed with a score of 686. The average across all loans closed in February was 720. The chart below shows the distribution of FICO® Scores for all loans approved in February.
If you are a prospective buyer who is ‘ready’ and ‘willing’ to act now, but are not sure if you are ‘able’ to, let’s sit down to help you understand your true options. Contact us, Beth & James Adams, the Adams Team with Realty One Group Mountain Desert.
What do you need to do to get your Sedona AZ Home ready for Spring? Check out our home maintenance check list below...
If you’ve ever owned a home in Arizona before, you know that just like your vehicle needs regular maintenance like oil changes to run well—so does your home. It can be easy to ignore or put these things off, but a well-maintained home will save you money from costly repairs in the long run, and make your home easier to sell when the time comes.
Start giving your home some TLC with some of these must-do maintenance tips:
Monthly
Biannually
Annually Organized by Season
Spring – There’s a reason it’s called “Spring Cleaning”
Summer – Shift your focus to the outdoors and enjoy the sunshine
Fall – prepare for winter during this in-between season
Winter – cozy up and stay warm
While this list is comprehensive, this is not a complete list of all the things your Sedona home needs. Don’t forget to reach out to us, Beth & James Adams, your local real estate specialists for more information on other crucial home upkeep.
Happy Spring!
Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the highest price possible.
Read MoreWe realized that maybe even our good friends and family did not know why we are REALTORS® and not just a real estate agents.
Read MoreSedona Real Estate Resource and Verde Valley Real Estate Resource. We are focused on being your resource for the latest market information and stats, real estate how to's, community information and news, and a list of industry affiliates and vendors.
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